I'm a transplant Memphian since the early 1980's and I love this town! I attended the Murray State University, Southern Indiana University and Memphis State University (now the University of Memphis). I have been married to Cindy Hardin for 41 years and we have 2 sons, Richard and Joshua. We are members of Bellevue Baptist Church and have been since our arrival in 1986. I have been exposed to new home construction since my childhood spending countless hours on home sites and in lumber yards in western Kentucky owned by my Grandfather and Uncle. In Tennessee I have worked as a Broker for three different Builders in Southeast Memphis, Lakeland, and Fayette County along with several hundred existing home sales from referral clients.
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information
you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for
convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to
change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or
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